Residential First Capital provides a variety of loan options to find the solution that best suits your needs. No matter the type of loan - there is a process of review to determine suitability and the best terms for each situation.
Bridge financing offers temporary, short-term funding solutions for property purchases, renovations, or refinances. This loan is ideal for investors looking to close deals quickly while waiting for long-term financing.
Hypothecation loans are secured by the pledging of assets, typically real estate, without transferring ownership. This allows borrowers to leverage their property for funds while retaining possession and control.
Fix and flip loans are designed for investors aiming to purchase, renovate, and resell properties for a profit. Our financing solutions provide quick access to capital, enabling you to act fast in competitive markets. With our support, you can focus on maximizing your investment returns through strategic property improvements.
Fix and rent loans are tailored for investors who want to buy, renovate, and hold properties as rental investments. These loans help you improve property value and attract quality tenants, ensuring steady rental income. We offer flexible terms and rapid funding.
Construction loans provide the necessary funds for building new properties or completing major renovations. These loans cover various stages of the construction process, ensuring your project stays on track.
Reverse mortgages are available to senior homeowners looking to convert home equity into cash without selling their property. This loan type provides financial flexibility and can supplement retirement income.
Commercial bridge loans offer short-term financing for the acquisition, refinance, or redevelopment of commercial properties. These loans provide quick capital to bridge the gap until permanent financing is secured. Our solutions are designed to help you seize commercial opportunities with confidence and speed.
Distressed lending provides funding solutions for properties or borrowers facing financial challenges such as bankruptcy, tax liens, or judgments. We specialize in navigating complex situations to offer the necessary capital for recovery and growth.
Owner-occupied loans cater to individuals purchasing or refinancing properties they intend to live in. These loans often have more favorable terms and regulatory considerations compared to investment property loans.
Blanket loans are ideal for investors who want to finance multiple properties under a single loan agreement. This streamlines the management of your real estate portfolio and can offer better financing terms.
Refinancing loans allow property owners to replace their existing mortgage with a new one, often to secure better terms or access additional funds. This can help lower monthly payments, reduce interest rates, or unlock equity for other investments.
Junior liens are secondary loans taken out on a property that already has a primary mortgage. These loans are subordinate to the first mortgage but can provide additional funding for various needs.
