Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize in Private Money solutions, A-Paper (Institutional), FHA/VA, Reverse Mortgages, Commercial financing, and the full gambit of Non-QM programs. We meticulously explore each loan category to ensure the best possible outcome for your situation. Our goal is to empower you to achieve your aspirations through cost-effective financing solutions, and deliver optimal financing tailored to each client’s needs.
This company began with the notion that I would be able to create a vehicle for my friends, family, and colleagues to coinvest in an area of my expertise. Since then, and with the help of an incredible team, Residential First Capital has successfully helped borrowers and investors meet their financial goals, and has offered me the opportunity to meet and work with incredible people. I’m grateful each day for my team and my partners.
We are dedicated to delivering exceptional and consistent service that exceeds our clients' expectations.
We uphold the highest standards of honesty, transparency, and integrity in all our interactions.
We prioritize financial prudence, offering sound and sustainable lending solutions that align with our clients' long-term financial goals.
Our originators have over 40 years of experience working in the private and institutional lending market; we can serve you with a full range of financing options for residential properties.
Whether it is working capital or key capital expenditures, this form of loan helps business owners take the next steps to building and growing their business.
If you have a property that needs to be rehabilitated for investment purposes, or are looking to leverage your existing real estate portfolio for new investment opportunities, our capital can ensure a successful rehab, accompanying increase in real estate value.
Scenarios such as bankruptcies, tax liens, and judgements - conventional funding sources may not meet the speed test, nor are they flexible enough to help make deals pencil the way we can.
Private money lending involves non-institutional lenders providing short-term loans secured by real estate. Unlike traditional bank financing, private money loans are typically easier to obtain, involve less stringent approval processes, and can be funded much faster. They are often used by real estate investors who need quick access to capital.
Nearly 4 decades of experience under a single roof, with many of our staff members having worked together since before the company’s inception. Due to our strong and loyal customer base, we remain thriving throughout the ebbs and flows of the market cycle.
No; Our Loan Officers are trained and licensed in institutional lending, and can assist you with finding the best possible loan and financing solution for your specific case.
Our streamlined approval process allows for initial approval within 48 hours. Once approved, funds can typically be disbursed within 7 to 31 days, depending on the complexity of the transaction and the promptness in providing required documentation.
Residential First Capital typically lends based upon the equity in properties, but each case we come across we treat as isolated and unique.
Residential First Capital handles all servicing internally.
Always! Our capital base continues to expand alongside our pipeline of opportunities to lend, and service.